Housing Counseling

Housing Counseling Services

As a certified HUD housing counseling agency, we offer free counseling for consumers seeking to purchase a home and to consumers who are past due on their rent or mortgage payment.

Delinquent Mortgage or Rent Counseling 

CCCS offers free counseling to consumers whose rent or mortgage is delinquent. Our counselors can help consumers, who are concerned about their delinquent housing, review the current situation, identify problems, and discuss options to resolve the situation.

Additional Housing Resources:

For your Protection: Get a home Inspection

Questions to Ask Your Home Inspector

Foreclosure Timeline

If you are facing foreclosure and interested in a timeline for foreclosure in Kansas, you may click this link for the foreclosure timeline that State of Kansas Attorney General uses on their website.  

Printable budgets forms are also available 

Counseling Forms—pdf document

PDF documents require Adobe Acrobat Reader to view and print forms. Free Adobe Acrobat Reader can be downloaded by clicking on the logo.

Reverse Mortgage Counseling

CCCS also offers Home Equity Conversion Mortgage (HECM) or Reverse Mortgage counseling. *As of October 1st, 2011* CCCS will no longer provide this service free of charge.  At this time, the agency is charging a fee of $125 for Reverse Mortgage Counseling. NCOA has a booklet available “Use Your Home to Stay at Home” that helps to explain what a reverse mortgage is and how it works. The booklet is offered at no cost. Please feel free to call to inquire about any questions you may have or to schedule an appointment.

If you would like to pay for the HECM counseling online, please click the “Buy Now” Button

Buy Now Button

CCCS also provides Delinquent Reverse Mortgage (HECM) Counseling.  If you have concerns or questions about delinquency on your Reverse Mortgage, please contact our office at 785-827-6731.