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With the holiday season in full swing it is easy for stressed consumers to stop living within their budget.  They simply pull out their credit cards and assume they will figure out how to pay for things when the bills come in January.   For people trying hard to get through the holiday season without incurring…

Many of you are aware that October is national domestic violence awareness month and to help bring awareness to that cause CCCS held a speaking event. We wanted to share the information from our presentation earlier this month about financial abuse and how big of an issue money is in some domestic abuse situations. First, the…

By Courtney Nagle (NFCC) posted on 12/9/16 Credit cards are exceptionally easy to break out and use for items that we want or need. Unfortunately, a little too easy. Many people are faced with credit card debt that seems insurmountable. Once the steep interest rates begin to grow, even responsible spenders may begin experiencing difficulty meeting even the…

Buying a house can seem like a daunting process especially if it is your first time and you are not quite sure what to do. But not to fear, we have listed out 5 simple steps to help get you started and we also included a helpful glossary of terms associated with buying a house…

Perhaps you are aware of the three Credit Reporting Agencies and how the information reported within the reports is used. But are you aware of the other consumer reports that are available and used on a regular basis? Did you know that they may contain mistakes? Some companies provide specific reports for employers to use…

Are you wanting to start a budget or maybe you already have one but are having trouble sticking to it? One of the best ways to get your spending back on track is to keep track of what you spend. We have developed a very helpful spreadsheet (click here for access) that lets you track…

Every year we hear stories of companies’ systems being hacked into; about a friend or family member having their information stolen. Perhaps someone you know discovered that their taxes were filed before they had a chance to do so. Identity Theft is a daily crime and there are multiple ways that someone may steal your…

Jeff discussing our Whiteboard Friday topic of the week, hidden costs. He gives some great advice on how to save to make sure you are always prepared for these irregular costs.

There are so many ways to help cut costs in your day-to-day life and for your convenience we have compiled a list with some of our favorite ways to save. Vehicles can be a significant cost in your life so make sure you are taking precautions so that it doesn’t eat away at your budget.…

Our Executive Director, Jeff Witherspoon, in our first Facebook live video discussing what Consumer Credit Counseling Service, Inc. is and how we serve our community as well as some of our upcoming events.