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Copyright 2011. Consumer Credit Counseling Service, Inc. All Rights Reserved.
About Us
​Mission Statement: 
To empower individuals through education and counseling to make sound financial decisions.

Our Beginning 
Consumer Credit Counseling Service, Inc. was established in Salina, Kansas in 1985 and has expanded to having a full time office in Wichita. Counseling services are offered free of charge. CCCS also offers low cost educational programs geared toward the prevention of financial difficulties and is a HUD certified housing counseling agency. Additional information regarding our services provided can be found in our annual report. 

2015 CCCS 990

2014 CCCS 990

2013 Annual Report

2013 CCCS 990

2012 Annual Report

2012 CCCS 990

Our mission is to aid in the prevention of financial difficulties through education and to offer a Debt Management Program (DMP) for the orderly liquidation of debt. DMP fees include a $10.00 per account set up fee (maximum set up fee is $50) and a $3.00 per account monthly maintenance fee (maximum monthly maintenance fee is $20). 

We are dedicated to providing confidential and professional financial counseling and debt management, to aid and rehabilitate financially distressed consumers, and to foster community consumer education on family money management, budgeting, and appropriate use of credit. We provide education and counseling regardless of race, color, creed, national origin, sex, social position, or financial status.

CCCS is a not-for-profit community service organization and funding for services come from a combination of public and private grants, donations, client fees, and creditor contributions. Creditor contributions are usually calculated as a percentage of payments made through a Debt Management Plan—up to fifteen percent (15%) of each payment received. However, accounts with creditors will always be credited with one hundred percent (100%) of the amount paid through CCCS. Since creditors have a financial interest in getting paid, many are willing to make a contribution to help fund our agency and we will work with all creditors, regardless of whether they contribute to the agency or not. 

Our Debt Management Programs are voluntary programs that serve the dual role of helping you repay your debts and helping creditors collect the money owed to them. 

Please do not hesitate to contact our agency if you have any further questions about our services and programs.

About Us
Contact Us

Click for the BBB Business Review of this Credit & Debt Counseling in Salina KS
Wichita Location
105 S Broadway, Suite 900

Salina Location
1201 W Walnut

Consumer Credit Counseling Service, Inc. is an accredited, non-profit community service organization, a member of the National Foundation for Credit Counseling, a HUD certified housing counseling agency, accredited by the Council on Accreditation for Children and Families, registered with the Office of the Kansas State Bank Commissioner, and a United Way of the Plains funded partner.

We have been assisting Kansas families since 1985, helping families regain financial stability and learn new tools to become more financially successful. Our counselors are certified by both the NFCC and HUD, so they have the ability to help you develop a budget, repay your debts and help you with concerns on your mortgage.

We have offices both in Salina and Wichita open five days a week to serve you. Our agency is accredited by the Council on Accreditation and we are a local United Way Funded Agency. Our goal is to strive to meet your needs and help you achieve your financial goals. Come see us today.